SBI LIFE INSUR

SBI LIFE INSURANCE COMPANY LTD

Financial statements & historical fundamentals analysis

Metric	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Borrowings	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	+31	+70	+32	+13	+1	+3	+1	+6	+10	+41
Debtor Days	0	0	0	0	0	0	0	0	0	0
Debtors	0	0	0	0	0	0	0	0	0	0
Equity Share Capital	+1,000	+1,000	+1,000	+1,000	+1,000	+1,000	+1,001	+1,001	+1,002	+1,003
Inventory	0	0	0	0	0	0	0	0	0	0
Inventory Turnover	0	0	0	0	0	0	0	0	0	0
Investments	+95,830	+114,436	+139,325	+158,813	+218,756	+264,437	+304,334	+385,590	+447,467	+486,367
Net Block	+507	+511	+563	+568	+564	+919	+520	+551	+580	+647
Other Assets	+5,871	+6,703	+6,814	+6,186	+7,509	+7,978	+9,743	+12,130	+9,038	+12,991
Other Liabilities	+96,687	+115,193	+139,157	+156,837	+216,430	+261,715	+301,582	+383,369	+440,110	+480,960
Reserves	+4,552	+5,528	+6,576	+7,743	+9,400	+10,622	+12,017	+13,907	+15,983	+18,083
Return on Capital Emp	—	+0	+0	+0	+0	+0	+0	+0	+0	+0
Return on Equity	+0	+0	+0	+0	+0	+0	+0	+0	+0	+0
Total	+102,240	+121,720	+146,734	+165,580	+226,830	+273,337	+314,599	+398,277	+457,095	+500,046
Working Capital	-90,817	-108,489	-132,344	-150,651	-208,921	-253,736	-291,839	-371,239	-431,072	-467,969

Metric	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Financing Activity	-144	-221	-241	-198	+3	-231	-415	-227	-215	-179
Cash from Investing Activity	-9,032	-8,910	-13,552	-16,986	-19,203	-21,611	-30,203	-31,221	-21,789	-35,318
Cash from Operating Activity	+8,525	+10,395	+13,473	+19,299	+23,878	+21,852	+28,656	+29,122	+25,547	+34,523
Net Cash Flow	-651	+1,264	-321	+2,114	+4,677	+10	-1,962	-2,327	+3,543	-974

Metric	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Depreciation	+48	+59	+92	+89	+99	+75	+68	+76	+84	+115	0
Dividend Payout	+0	+0	+0	0	+0	+0	+0	+0	+0	+0	—
EPS	+10	+12	+13	+14	+15	+15	+17	+19	+24	+25	+26
Expenses	+29,479	+32,736	+43,130	+42,447	+81,040	+82,254	+78,713	+129,884	+115,469	+111,451	+118,813
Interest	+5	+6	+8	0	0	0	0	0	0	0	0
Net profit	+955	+1,150	+1,327	+1,422	+1,456	+1,506	+1,721	+1,894	+2,413	+2,470	+2,601
Operating Profit	+1,068	+1,332	+1,474	+1,351	+872	+730	+1,923	+2,104	+1,420	+864	+843
OPM	+0	+0	+0	+0	+0	+0	+0	+0	+0	+0	+0
Other Income	+139	+156	+266	+529	+867	+1,032	+51	+50	+1,357	+1,948	+1,991
Price	0	+678	+583	+641	+881	+1,121	+1,101	+1,500	+1,548	+1,777	+1,685
Price to earning	—	+59	+44	+45	+61	+74	+64	+79	+64	+72	+65
Profit before tax	+1,154	+1,422	+1,642	+1,790	+1,640	+1,687	+1,906	+2,078	+2,693	+2,697	+2,834
Sales	+30,548	+34,068	+44,604	+43,798	+81,913	+82,983	+80,636	+131,988	+116,888	+112,315	+119,656
Tax	+200	+272	+315	+368	+184	+181	+185	+184	+279	+227	+233

Metric	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Depreciation	0	0	0	0	0	0	0	0	0	0
Expenses	+37,043	+34,060	+39,696	+18,266	+23,520	+38,333	+22,600	+45,517	+5,117	+45,579
Interest	0	0	0	0	0	0	0	0	0	0
Net profit	+811	+520	+529	+551	+814	+594	+495	+577	+805	+725
Operating Profit	-788	+594	+606	+596	-449	+664	+516	+615	-1,046	+757
OPM	0	+0	+0	+0	0	+0	+0	+0	0	+0
Other Income	+1,639	+3	-4	-3	+1,350	-8	+16	+27	+1,913	+36
Profit before tax	+851	+597	+601	+594	+901	+656	+532	+642	+867	+793
Sales	+36,255	+34,654	+40,302	+18,862	+23,071	+38,997	+23,115	+46,133	+4,071	+46,337
Tax	+40	+77	+72	+43	+87	+62	+37	+65	+62	+68